Let Your Personal Injury Attorney Deal With the Insurance Company
The bottom line is that you should not provide a recorded statement or sign a broad release of your full medical records directly after the accident. If asked, politely decline and let the adjuster know you are consulting with your legal counsel before making any decisions.
Instead of immediately signing anything, allow your attorney to provide the details that are needed and craft a more limited release that only includes the records pertinent to the claim. If an emergency room visit for an unrelated issue years ago has no bearing on your brain injury, the insurance company simply doesn’t need to see those records. Additionally, your attorney will investigate the accident to make sure you have all the evidence you need to prove negligence and show the at-fault party is responsible for your brain injury.
Your best bet is to let a legal professional handle medical records issues for you to avoid costly mistakes. Your attorney will also negotiate with insurance so the company takes into account your full costs, like:
- Wages lost while recovering in the hospital as well as future losses if you can’t go back to work
- The intense pain and suffering often resulting from a traumatic brain injury
- Medical bills, including a hospital stay after the original accident, any medications or therapies you require, and any future surgeries or treatments that may be necessary
Finally, it’s important to understand that a traumatic brain injury attorney isn’t just there to talk to the insurance company, but also to potentially file a lawsuit to ensure the statute of limitations doesn’t expire while negotiations are ongoing.