Recovering Damages After a Rideshare Accident

If you are hurt and have trouble working after an accident, your first source of compensation will likely be an insurance carrier. Rideshare drivers are required to carry auto insurance for their vehicle, while the specific app company the driver works for also provides insurance. An attorney is an invaluable source here in determining which insurer should cover your damages and how to best communicate with adjusters so you receive everything you are owed.

Each insurance policy has caps in how much can be covered, which is typically either $50,000 or $100,000 if the driver was waiting for a new ride request, or up to $1 million if the driver received a request and was in the process of driving towards a destination. If the driver was not actively using the app and had already completed their latest fare, their personal insurance coverage can vary depending on the specifics of their policy. 

These numbers apply solely to insurance settlements, as financial compensation granted if the case needs to go to court isn’t governed by those same policy caps. In either instance, an attorney is needed to find out who was specifically most at fault for the accident and prove that negligence caused your injury. 

The at-fault party could be the rideshare driver, the rideshare company, a different driver on the road who caused the collision, or even another person altogether if the accident was caused by: 

  • Distracted driving
  • Drowsy driving
  • Driving under the influence
  • Faulty parts or improper vehicle maintenance
  • Failing to yield or other traffic violations
  • Negligent hiring and training practices, such as failing to perform a background check or failing to fire drivers with multiple offenses
  • Speeding
Kevin W. Mottley
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Richmond, VA trial lawyer dedicated to handling brain injuries, car accidents and other serious injury claims